Joel DyckReal Broker SK Ltd.
Free tools

Calculators and tools, no sign up wall.

Every calculator Joel has built for Saskatoon homeowners, in one place. Selling, buying, property tax, a rental or an acreage. No email, no form, nothing to sign up for.

Selling tools

Seller Net ProceedsWhat you walk away withCapital GainsTax on a second propertyDownsizing EquityCash freed by moving smaller

Buying tools

Mortgage PaymentThe real monthly paymentMortgage InsuranceCMHC premium and PSTClosing CostsCash needed on possession dayHome AffordabilityWhat you can actually buyFirst-Time Buyer BenefitsEvery credit, added upRent versus BuyWhere buying overtakes renting

Property tax tools

Property Tax EstimatorYour annual billAssessment Appeal SavingsWhat an appeal is worth

Investor and acreage tools

Rental Property ROICap rate and real cash flowSecondary Suite IncomeWhat a legal suite addsAcreage Cost of OwnershipThe costs beyond the mortgage
Free guides

Guides, also no sign up wall.

How things actually work in Saskatchewan, and how the options compare.

How it works

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01What You Need to Know About How a Boiler Actually Works (and How to Spot Problems)02What You Need to Know About How a Mortgage Rate Lock Actually Works for Saskatoon Buyers03How a Property Survey Impacts Your Saskatoon Closing04How Are Property Taxes Calculated in Saskatoon in 2026?05What You Need to Know About How Closing Cost Prorations Work in Saskatoon Real Estate06How Saskatoon Condo House Rules Affect Buyers07How Do Counter-Offers Work When Buying or Selling in Saskatoon? (2026)08How Do I Prepare My House to Sell in Saskatoon in 2026?09How Do I Prepare My House to Sell in Saskatoon in 2026?10How Do I Price My Home to Sell in Saskatoon (2026)?11How Do I Sell an Inherited House in Saskatoon in 2026?12How Do I Sell an Inherited House in Saskatoon in 2026?13What You Need to Know About How Gutters and Downspouts Cause Water Problems in Saskatoon Homes14How Home Appraisals Actually Work in Saskatoon15What You Need to Know About How Improper Concrete Slope Causes Basement Water Issues16What You Need to Know About How Interest Rates Actually Affect Your Buying Power17What You Need to Know About How Lender Conditions Lists Work in Saskatoon Mortgage Underwriting18What You Need to Know About How Lenders Verify Employment During a Saskatoon Mortgage19How Long Does It Take to Buy a House in Saskatoon in 2026?20How Long Does It Take to Buy in Saskatoon?21How Long Does It Take to Close on a House in Saskatoon (2026)?22How Long Does It Take to Sell a House in Saskatoon?23How Long Does It Take to Sell a House in Saskatoon in 2026?24How Long Does It Take to Sell a House in Saskatoon? (Step-by-Step Timeline)25What You Need to Know About How Mortgage Pre-Approvals Really Work in Saskatoon for Saskatoon Buyers26How Mortgage Rate Buydowns Work for Saskatoon Buyers27What You Need to Know About How Mortgage Rate Drops Boost Your Buying Power28How Much Are Closing Costs for Buyers in Saskatoon in 2026?29How Much Are Closing Costs When Buying a Home in Saskatoon in 2026?30How Much Are Closing Costs When Buying a Home in Saskatoon in 2026?31How Much Does It Really Cost to Buy a Home in Saskatoon? 7 Free Calculators to Find Out32How Much Do You Need for a Down Payment to Buy a House in Saskatoon?33How Much of a Down Payment Do I Need to Buy a House in Saskatoon in 2026?34How Much Down Payment Do I Need to Buy a Home in Saskatoon in 2026?35How Much Down Payment Do I Need to Buy a House in Saskatoon in 2026?36How Much Home Can I Afford in Saskatoon at the May 2026 Mortgage Rate?37How Much Home Can I Afford in Saskatoon at the May 2026 Mortgage Rate?38How Much Home Can You Afford in Saskatoon in 2026? A Buyer’s Budget Breakdown39How Much Home Can You Afford in Saskatoon in 2026? The Real Numbers40How Much House Can I Afford in Saskatoon in 2026?41How Much Over Asking Should I Offer on a Home in Saskatoon in 2026?42How Much Tax Do You Pay When Selling a House in Saskatchewan? (2026 Guide)43What Should Homeowners Know About How Saskatoon Property Tax Assessments Work?44How Are Parking Requirements Changing for Saskatoon Infill and Secondary Suites?45What You Need to Know About How School Districts Influence Home Values46What You Need to Know About How Smart Borrowers Save Thousands on Their Mortgage47How Do I Appeal To Millennial Homebuyers?48How Do I Avoid Buyer’s Remorse After Closing?49How Do You Avoid Saskatoon Rental Scams? (Fake Broker Case)50How Do I Buy a Home Without Blowing My Budget?51Choosing the right buyer's agent is the first real decision you make.52Choose the right agent, sell for more.53How Do I Choose the Right Saskatoon Neighbourhood for My Life Now?54How Do I Create An Inviting Curb Appeal For Virtual Home Showings?55How Do I Detect Indoor Humidity Problems?56How Do I Downsize Without Losing the Space I Actually Use?57How to find a good real estate agent in Saskatoon.58How to find a good real estate agent in Saskatoon.59How Do I Identify a Failing Chimney in Saskatoon?60How Do I Identify a Failing Subfloor in Saskatoon Homes?61How Do I Identify Improperly Supported Decks and Balconies in Saskatoon?62How Do I Read Between The Lines In Real Estate Contracts?63How Do I Recognize Failing Roof Ventilation in Saskatoon?64How Do I Save for a Home Without Sacrificing Life’s Big Moments?65How Do I Sell A Home With Tenants In Place?66How to Sell a House in Saskatoon in 2026: The Complete Listing Process67How Do I Sell My House in Saskatoon in 2026: The Complete Owner’s Guide?68How Do I Spot a Failing Window Installation in Saskatoon Homes?69How Do I Spot Foundation Issues Before the Inspector Does?70How Do I Spot Mold Before the Inspector Does?71How Do I Spot Plumbing Problems Before They Become Disasters?72How Do I Spot Structural Wood Rot in Saskatoon Homes?73How Do I Spot Termite Damage Before the Inspector Does?74How Do I Tell If a Roof Is Nearing the End of Its Life?75How Do I Tell If a Roof Leak Is Active or Old?76How Do I Tell If a Sump Pump Is About to Fail in Saskatoon Homes?77How Do I Tell If an Electrical Panel Needs Updating?78How Do I Tell If Windows Need Replacing (and When They Don’t)?79How Do I Tell if Your Basement Is Prone to Flooding in Saskatoon?80How Do I Tell If Your Gutter System Is Failing in Saskatoon?81How Do I Tell If Your Home Has Attic Ventilation Problems in Saskatoon?82How Do I Tell If Your Home’s Insulation Is Failing in Saskatoon?83How Do I Tell If Your HVAC System Is Undersized in Saskatoon?84How Do I Tell If Your Siding Is Failing in Saskatoon?85How Do I Win a Bidding War in Saskatoon in 2026: Expert Strategies That Actually Work?86How Do I Win a Bidding War in Saskatoon in 2026: Expert Strategies That Actually Work?87How Do I Win a Bidding War on a House in Saskatoon (2026)?88How Do I Win A Bidding War Without Overpaying?

Compared

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01ADU vs Basement Conversion: Which Pays Back Faster for Saskatoon Owners?02What’s the Truth About New Construction vs. Fixer-Upper? What’s the Smarter Move in 2026?03Should I Rent or Buy in Saskatoon in 2026? Real Numbers04Is It Cheaper to Rent or Buy in Saskatoon in 2026? The Real Math05Should You Rent or Buy in Saskatoon in 2026? What the Math Actually Says06Rent vs. buy calculator.07Rent vs Buy in Saskatoon 2026: The Real Math (Free Calculator)08Is It Cheaper to Rent or Buy in Saskatoon in 2026? The Real Math09What’s the Truth About Renting Vs. Buying? What Makes Sense Right Now?10Should you sell or rent out your home?11Is It Better to Buy a Two-Family or Single-Family Home in Saskatoon in 2026?12Should I List With a Real Estate Team or a Solo Agent in Saskatoon?

Curious what your Saskatoon home is actually worth?

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