The buyer on the other end of a cash offer is usually a wholesaler or investor pricing to resell for a profit, not a homeowner paying what the market would actually bear. Their number is built from public data alone, which cannot see a renovated kitchen, a rewired panel or a finished basement done without a permit.
Listing still closes fast in this market. A well priced, well presented home in Saskatoon typically closes within 2 to 4 weeks of an accepted offer once financing, legal work and title transfer through Information Services Corporation are complete, which is not far behind a cash close.
The real question is what convenience is worth to you, not whether cash is faster in the abstract. Get your hand-reviewed valuation from Joel Dyck.