Older east-side stock like this frequently carries second kitchens, added bedrooms or basement suites built up over several owners, and none of that shows up in the city's file or in an online estimate, which is exactly the gap a buyer's lender will ask about at financing.
Joel budgets the $400 to $600 home inspection and $800 to $1,500 in legal fees any Saskatchewan multi-family purchase carries through a lawyer, and he assembles leases and twelve months of operating costs before a property goes to market.
That preparation is what keeps an Adelaide/Churchill multi-family sale moving instead of stalling while a buyer's lender asks for paperwork nobody gathered in advance.
Get your hand-reviewed valuation from Joel Dyck.