Dropping financing conditions speeds up an offer, and in a market where August sales ran 6.6 percent above the 10 year average, speed can decide who gets the house. What a cash buyer should not drop is the home inspection, typically $400 to $600, since without a lender's appraisal as a backstop, the buyer is the only party checking the structure before money changes hands.
Closing still runs through a Saskatchewan lawyer, with legal fees commonly $800 to $1,500, and the seller's disclosure obligations do not change because no mortgage is involved. A cash buyer who skips the condition on inspection to look more competitive is taking on risk a financed buyer would have had checked for them.
Joel negotiates the price advantage a cash offer earns while keeping the protections a buyer actually needs in place. Get your hand-reviewed valuation from Joel Dyck.