Public records tracked through the City of Saskatoon show permit history and assessed value, not the improvements a homeowner made without pulling a permit, and an AI valuation tool built on that data inherits the same blind spot against a citywide benchmark of $444,700. A buyer who trusts that number can either overpay for a home that looks average on paper but was heavily improved, or underbid on one and lose it to a buyer who did a proper walkthrough.
The other cost shows up in contract terms. An AI chatbot can explain what a condition clause generally means, but it is not reviewing your specific offer, and treating a general explanation as legal advice on your actual contract is a mistake a lawyer would never make.
Use AI to prepare questions, then bring the specific number and the specific contract to a person licensed to answer them. Get your hand-reviewed valuation from Joel Dyck.