The City of Saskatoon assesses your property for tax purposes, and that assessed value can be appealed to the Board of Revision if you think it is wrong, but assessment is not the same number a buyer will pay. Mortgages in Canada compound semi-annually, which changes the amortization math compared to other markets.
Closing costs on a typical Saskatoon sale run 4 to 6 percent of the sale price once commission, legal fees and adjustments are added together, and your lawyer handles the transfer through ISC rather than a separate closing agent. Possession day, not a closing date, is when keys change hands.
None of this changes what your home is worth, but it changes how the sale gets done. Get your hand-reviewed valuation from Joel Dyck.