The Homesteads Act, 1989 adds a step many sellers forget: if the property is a married or common-law couple's home, the non-owning spouse must consent to the sale in writing regardless of whose name is on title. Missing that consent is a common, avoidable delay.
A seller can get ahead of nearly all of it before listing. Pulling the current mortgage discharge statement and asking a lawyer to run a preliminary title check turns a potential closing-week surprise into a non-issue, and that legal work typically runs $800 to $1,500.
The goal is to have title questions answered before an offer exists, not after a condition deadline is already running. Get your hand-reviewed valuation from Joel Dyck.