For a seller, the ISC fee is paid by the buyer in most transactions, but it is important to understand the full closing cost picture so there are no surprises. In Saskatchewan, the seller typically pays real estate commission, legal fees, and any remaining property tax adjustments. The buyer pays the ISC title transfer fee, title insurance, and their own legal fees.
This is a meaningful advantage for Saskatchewan sellers compared to markets like Toronto where land transfer tax can cost 1 to 2 percent of the purchase price. In Saskatchewan that cost does not exist in the same form, which keeps more equity in your pocket at closing.
Joel Dyck walks every seller through the full closing cost breakdown before listing, so you know exactly what you walk away with. No surprises at the closing table.