Joel DyckReal Broker SK Ltd.
Saskatoon · From the topic map

What is the difference between buying multi-family in Saskatoon?

Buying a multi-family property in Saskatoon differs from a single-family purchase mainly in financing and permitting: lenders assess the building partly on rental income, and the City of Saskatoon requires a building permit for any legal secondary suite or additional unit before that income counts toward financing.

Saskatchewan REALTORS Association sold comparables for multi-family properties are also thinner than for single-family homes, since fewer of them trade in a given month, which makes an accurate valuation lean more heavily on rent roll and expenses than on nearby sale prices alone.

The Residential Tenancies Act, 2006 governs any existing leases you inherit with the building, and a legal, permitted unit is worth far more to a lender and to a future buyer than an unpermitted one, even when the unpermitted space looks identical from the inside.

A multi-family purchase in Saskatoon is priced on cash flow and legality as much as on square footage, which is exactly where a hand-reviewed number matters most. Get your hand-reviewed valuation from Joel Dyck.

Get your hand-reviewed valuation from Joel Dyck.

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