The City of Saskatoon distinguishes between a permit that was never pulled and one that is open but incomplete, meaning the final inspection never happened. An open file is often easier to resolve, sometimes in a matter of weeks, because the work already exists and the city just needs to sign off on it.
Unpermitted work is the harder case, because a buyer's lender may decline to count that square footage or that suite's rental income at all, and a buyer's own home inspection, typically $400 to $600, will often surface the clues even if the listing does not mention it.
Joel Dyck checks permit status on every listing before it goes to market, so there are no surprises at the buyer's inspection. Get your hand-reviewed valuation from Joel Dyck.