That distinction matters because federal housing policy here is a genuinely different system: Canada Mortgage and Housing Corporation funds initiatives supporting factory-built and modular construction as one way to add supply faster, while building code decisions still run through provincial and municipal authorities like the City of Saskatoon rather than a national legislature.
Whatever happens with modular construction policy federally, a specific modular home in Saskatoon still needs the City of Saskatoon's building permit and inspection sign-off before it counts as a legally built house, and that local process is what actually determines financing and resale value. A benchmark of $444,700 for the city reflects mostly site-built resale homes today, since modular remains a small share of local sales.
Joel Dyck can tell a buyer whether a specific modular or factory-built home in Saskatoon has the paperwork a lender and a future buyer will both want to see. Get your hand-reviewed valuation from Joel Dyck.