Joel DyckReal Broker SK Ltd.
Saskatoon · From the topic map

What is a comparative market analysis (CMA)?

A comparative market analysis is a report that estimates a property's value by comparing it to 3 to 10 similar homes that have recently sold, are currently listed or expired unsold, adjusted for differences in size, condition, location and features. A REALTOR® typically prepares one, drawing on Saskatchewan REALTORS Association data through the local multiple listing service.

A useful CMA leans hardest on recently sold comparables, because those reflect what buyers actually paid rather than what a seller hoped to get. Active listings show what you are competing against right now, and expired listings often show a price that was too high for the market to accept.

Adjustments are where a CMA earns its accuracy. A comparable with an extra bedroom, a finished basement, a better lot or a newer furnace is worth more, and a competent CMA quantifies each difference in dollars rather than describing it in vague terms like nicer or updated.

A CMA is directional and free, which makes it useful for a rough sense of range, but it is not a substitute for a walk-through that catches the improvements public records miss. Get your hand-reviewed valuation from Joel Dyck.

Get your hand-reviewed valuation from Joel Dyck.

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