Joel DyckReal Broker SK Ltd.
Saskatoon · From the topic map

What is a climate risk score and where does it come from?

A climate risk score is a modelled number, usually built by a private data company, that estimates a property's exposure to flood, wildfire or extreme weather using historical events, elevation data and climate projections, then compresses all of that into a single rating a lender, insurer or listing site can display.

In Saskatoon, that kind of score is not the primary tool used locally; the City of Saskatoon maintains its own flood risk mapping and drainage infrastructure records based on actual local topography, which is a more direct read on a specific property's water risk than a model built for a much wider market.

The gap between a generic score and local reality is exactly the problem: a model built across thousands of markets can miss a specific street's drainage history or a recent infrastructure upgrade, the kind of detail a $400 to $600 home inspection or the City of Saskatoon's own permit file is far more likely to catch.

Joel Dyck can point a buyer or seller to what the City of Saskatoon's own records actually say about a specific property rather than relying on an imported score. Get your hand-reviewed valuation from Joel Dyck.

Get your hand-reviewed valuation from Joel Dyck.

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