Saskatchewan REALTORS Association data puts the August 2026 benchmark home price at $444,700, useful for estimating your equity position, which often matters more to the decision than the rate on the existing mortgage.
If a portable mortgage feature applies, you may be able to carry that low rate to your next Saskatoon purchase rather than treating the choice as keep this house or lose the rate entirely, though the lender still has to approve the port and any additional funds needed.
Whether keeping the rate outweighs a move that fits your life better is a personal call, but it should be made with real numbers rather than the rate alone. Get your hand-reviewed valuation from Joel Dyck.