Property condition, title issues and unpaid liens do not care how the purchase is funded. A $400 to $600 inspection can surface a foundation problem, and a title search can surface a lien or an easement that was never disclosed, either of which can cost far more than the step that would have caught it.
Legal fees for a Saskatchewan closing typically run $800 to $1,500, and your lawyer also confirms property tax adjustments and, if there is a mortgage discharge on the seller's side, handles that release before funds move.
Removing the lender does not remove the reasons the steps exist. Get your hand-reviewed valuation from Joel Dyck.