That distinction matters because the offer is built the same way a cash investor's is: from public data alone, which cannot see a finished basement, a rewired panel or a new furnace, and with a resale profit built into the number before you ever see it.
With Saskatoon at 1.63 months of supply according to the Saskatchewan REALTORS Association, a properly listed and priced home usually reaches enough real buyers to close within a few weeks of the offer, which closes most of the speed gap an instant offer is sold on.
Compare any instant offer against an actual number for your house before deciding what convenience is worth. Get your hand-reviewed valuation from Joel Dyck.