Joel DyckReal Broker SK Ltd.
Saskatoon · From the topic map

Should I sell my Grosvenor Park house before I buy the condo?

Selling your Grosvenor Park house before buying a condo is usually the safer order, because condo financing is assessed against your confirmed income and equity at the time of your mortgage application, in many cases insured through CMHC, not against a house that has not sold yet.

A lender reviewing a condo purchase also wants to see the building's reserve fund and condo corporation documents, a review that takes real time, so having your house sale already closed removes one source of delay from an already document-heavy approval.

Carrying a house and a condo at once, even briefly, means paying the mortgage, property tax and condo fees on both, a cost that adds up fast if your Grosvenor Park house takes longer to sell than planned, on top of legal fees running roughly $800 to $1,500 at closing.

A flexible possession date on the house sale, timed against a realistic condo closing, usually solves the sequencing without you ever carrying both. Get your hand-reviewed valuation from Joel Dyck.

Get your hand-reviewed valuation from Joel Dyck.

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