Joel DyckReal Broker SK Ltd.
Saskatoon · From the topic map

Should I sell my Erindale home before I buy my next place?

Selling first is the lower-risk order for most Erindale homeowners, since it removes the guesswork of carrying two mortgages or leaning on a bridge loan. The Saskatchewan REALTORS Association puts months of supply at 1.63, low enough that a well-priced home can move fast enough for the gap between possession dates to stay manageable.

The tradeoff is timing pressure on the buy side. Sell first and you know your exact proceeds before you shop, but you may need a short-term rental or a flexible possession date negotiated into the sale agreement if your next home isn't ready.

Buying first protects your next home but exposes you to carrying costs on two properties, plus interest that compounds semi-annually on a bridge loan if your lawyer arranges one through Information Services Corporation to cover the gap. That interest adds up fast over even a few weeks.

The right order depends on how firm your equity number is and how competitive the Erindale market is right now for your specific home. Get your hand-reviewed valuation from Joel Dyck.

Get your hand-reviewed valuation from Joel Dyck.

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Ask Joel directly. No form, no obligation, and a real answer even when the answer is that now is not the time to sell.