The tradeoff is commute and amenities. Warman offers newer construction and a lower entry price than much of Saskatoon, but a first-time buyer working downtown should factor in the daily drive, since Warman's property tax and services are set independently of the City of Saskatoon's.
First-time buyer programs like the Home Buyers' Plan and First Home Savings Account apply the same way in Warman as in Saskatoon, since those are federal programs, not city-specific ones. Minimum down payment rules also don't change by municipality.
Joel Dyck helps buyers compare Warman against Saskatoon neighbourhoods on real cost, not just list price. Get your hand-reviewed valuation from Joel Dyck.