What a Saskatoon buyer actually pays regardless of financing method is closing costs of roughly 4 to 6 percent, covering legal fees, adjustments and commission together, plus land title registration through Information Services Corporation, none of which varies based on whether the purchase is financed or paid in cash.
Saskatchewan REALTORS Association data tracks sales activity by type but does not separate a cash-tax category because none exists here, so any figure claiming otherwise is describing a different market, not Saskatoon.
If you are weighing a cash offer against a financed one on a specific house, the real question is value, not tax exposure. Get your hand-reviewed valuation from Joel Dyck.