First-time buyers typically qualify for the Home Buyers' Plan, a First Home Savings Account and the federal First-Time Home Buyers' Tax Credit, and arranging these before the search starts, rather than mid-offer, is part of how Joel sets up a first-time buyer's budget correctly from the outset.
Joel's background coaching new REALTORS carries over directly into working with buyers who have never been through a Saskatchewan closing, favouring a slower, more explained pace over assuming prior knowledge.
A first-time buyer who understands each step in advance generally has a smoother purchase than one learning the process live during a live offer.
Get your hand-reviewed valuation from Joel Dyck.