Joel DyckReal Broker SK Ltd.
Saskatoon · From the topic map

How much equity can a Lakeview senior expect when downsizing?

Equity is the sale price minus what is still owed, and a Lakeview senior who has owned since the 1970s or 1980s has often paid the mortgage down close to zero, so most of a sale price benchmarked against the Saskatchewan REALTORS Association's figure of $444,700 becomes usable equity, depending on the specific home.

A simple example shows the mechanics: a home worth $500,000 with $100,000 still owing clears $400,000 in equity, and that number is what should set the budget for the next, smaller home rather than a rough guess.

Lakeview's larger, established family homes on mature, tree-lined streets near the Lakewood Civic Centre tend to price above the citywide benchmark, which works in a downsizer's favour when the goal is freeing up cash rather than staying in a comparable-sized home.

Joel Dyck's hand-reviewed valuation sets the real number a Lakeview senior is working with before any budget gets set for the next home. Get your hand-reviewed valuation from Joel Dyck.

Get your hand-reviewed valuation from Joel Dyck.

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