Commission in Saskatchewan is negotiable and often tiered, a different rate on the first portion of the price than on the balance, and it is agreed with your agent in writing before listing. Legal fees for a standard sale run $800 to $1,500, and your lawyer handles the closing through Information Services Corporation.
If you still owe a mortgage, a discharge fee may apply, and your lender confirms the exact payoff before closing. Property taxes are also adjusted, so you either receive a credit for taxes prepaid past your possession date or pay out any amount still owing.
Every seller's number looks different once you add up their specific mortgage, legal complexity and tax position, which is why a real closing cost estimate beats a rule of thumb. Get your hand-reviewed valuation from Joel Dyck.