Legal fees make up a large share of that, typically $800 to $1,500 for a straightforward purchase handled through a lawyer's trust account, and that same lawyer closes the deal through Information Services Corporation.
A home inspection, typically $400 to $600, and mortgage default insurance through CMHC, Sagen or Canada Guaranty if your down payment is under 20 percent, both come due before or at closing, and Saskatchewan charges PST on that insurance premium at closing too.
Ask for a firm statement of adjustments from your lawyer well before your possession date, not after. Get your hand-reviewed valuation from Joel Dyck.