Getting a mortgage pre-approval done before you start looking is what shortens the search side the most, since it lets you write a competitive offer the moment the right listing appears instead of starting the financing conversation after you have already found the house.
Once an offer is accepted, financing and inspection conditions typically need to be satisfied within a negotiated period, after which the file moves to your lawyer for title work through Information Services Corporation and a statement of adjustments ahead of possession day.
A REALTOR® who knows current Saskatoon inventory can tell you honestly whether your specific criteria point to a fast search or a longer one. Get your hand-reviewed valuation from Joel Dyck.