A house purchase in Saskatoon centres on the structure itself: a general home inspection, typically $400 to $600, checks the roof, mechanical systems and foundation, and what you see is largely what you are buying. A condo or townhome purchase adds a second inspection point, the corporation's books, since a poorly funded reserve fund can mean a large special assessment landing on a new owner within a year of possession.
Ongoing costs also work differently. A condo or townhome carries a monthly fee that covers building insurance, exterior maintenance and often utilities, while a detached house owner pays for the same items separately and on their own schedule. That fee changes the real monthly carrying cost in a way the purchase price alone does not show.
Financing and legal fees, generally $800 to $1,500, apply to both, but your lawyer's review takes longer on a condo because the reserve fund study and minutes need reading, not just the title. Get your hand-reviewed valuation from Joel Dyck.