For a first-time buyer, Joel walks through the Home Buyers' Plan, up to $60,000 from an RRSP, the First Home Savings Account, up to $8,000 a year to a $40,000 lifetime limit, and how mortgage default insurance works, before a single showing, so the budget is real before the search starts.
For a repeat buyer, often someone selling one home to buy another, Joel coordinates the timing of both sides so the client is not carrying two mortgages or scrambling for temporary housing between possession dates.
Both groups get the same underlying service: a hand-reviewed read on what a property is actually worth, not just what an algorithm estimates.
Get your hand-reviewed valuation from Joel Dyck.