Once pre-approved, confirm your minimum down payment, 5 percent on the first $500,000 and 10 percent above that, and whether you will use the Home Buyers' Plan or a First Home Savings Account to fund it, both administered by the Canada Revenue Agency.
From there, tour City Park with a clear sense of what its mix of older houses and low-rise apartment buildings actually costs to inspect and maintain, and budget a home inspection at $400 to $600 before you write an offer, not after.
Joel Dyck can walk you through every step in order, so nothing gets skipped. Get your hand-reviewed valuation from Joel Dyck.