Joel DyckReal Broker SK Ltd.
Saskatoon · From the topic map

How do I protect my home from a water bill or tax lien?

The simplest protection is paying property tax and water charges on time, since both attach to the property itself through the City of Saskatoon and Saskatoon Water, and an unpaid balance can be registered against your title through Information Services Corporation regardless of how the debt started.

If you cannot pay a bill in full, contact the City of Saskatoon before it becomes seriously overdue. A property tax bill is calculated on 80 percent of your assessed value, so an error there is worth checking too, and payment arrangements are far easier to negotiate on a balance that is a few months old than on one that has been sitting unpaid for years.

Check your title periodically too, particularly before you plan to sell, since a registration you did not know about, from a past owner or an old dispute, can surface during a buyer's title search and delay closing until it is cleared with a lawyer.

If arrears already exist and you are weighing your options, knowing the home's real market value helps you decide whether a sale clears the debt with room to spare. Get your hand-reviewed valuation from Joel Dyck.

Get your hand-reviewed valuation from Joel Dyck.

Still have a question?

Ask Joel directly. No form, no obligation, and a real answer even when the answer is that now is not the time to sell.