Pleasant Hill's older, mixed housing stock means comparable sales can vary block to block, so an offer priced against genuinely similar recently sold homes carries more weight with a seller than one priced against the highest number a buyer can stretch to.
Pairing your pre-approval with the Home Buyers' Plan, which allows up to $60,000 from an RRSP, or the FHSA, which allows $8,000 a year to a $40,000 lifetime limit, strengthens the down payment story a seller's agent actually reads.
Joel Dyck builds the comparable set for Pleasant Hill buyers the same way he builds it for sellers. Get your hand-reviewed valuation from Joel Dyck.