Start with what the home is actually worth today, per the Saskatchewan REALTORS Association's $444,700 city benchmark as a reference point, not a final answer. A large family home with decades of upgrades rarely tracks the benchmark cleanly, and public records miss anything done without a permit.
Once the value is set, the equity number drives everything else: what you can afford in the next place, how much cushion is left over, and whether you sell first or buy first. A lawyer handles the legal transfer of title through ISC on both ends and will flag any mortgage discharge that affects your closing funds.
The move itself goes smoother when the timeline is built around your date, not the market's. Get your hand-reviewed valuation from Joel Dyck.