For a first-time buyer, financing comes before the search. The minimum down payment is 5 percent on the first $500,000 of price, so getting a mortgage pre-approval sorted tells you what part of Silverwood Heights is realistic before you tour anything.
Joel will also want to know if you are open to a home needing some updating, since older housing stock in established neighbourhoods often trades at a discount to newer builds on the edge of the city, which can be an advantage for a first-time buyer's budget.
Joel Dyck responds quickly to first-time buyer inquiries. Get your hand-reviewed valuation from Joel Dyck.