Commercial financing in Saskatchewan typically requires a larger down payment and different underwriting than a residential mortgage, since a lender is evaluating a business use and income potential rather than a household income and a personal residence, and even the closing itself runs through a lawyer at a higher fee than the $800 to $1,500 typical of a residential purchase.
Zoning is the other major difference. The City of Saskatoon's zoning bylaw governs what a specific commercial lot can be used for, and that has to be confirmed before a purchase, not after, in a way that rarely comes up on a residential purchase.
If your search is actually residential, including a home with a legal secondary suite for rental income, that is squarely where Joel's hand-reviewed approach to value applies.
Get your hand-reviewed valuation from Joel Dyck.