Joel DyckReal Broker SK Ltd.
Saskatoon · From the topic map

How can I judge a Saskatoon agent by the way they handle an use-and-occupancy request?

There is no use-and-occupancy category in Saskatchewan; the equivalent here is an early possession or interim occupancy agreement, drafted through a lawyer rather than a standard board form. How an agent handles this one clause, out of the 60 or more in a typical offer, shows their attention to risk.

An early possession arrangement lets a buyer move in before legal possession transfers, which means before title and money have actually changed hands through ISC and the lawyers' trust accounts. A careful agent insists on a written agreement covering insurance, utilities and what happens if the deal falls apart after the buyer has already moved boxes in.

A careless agent treats it as a formality and skips the insurance and default provisions, which leaves both sides exposed if financing or a condition fails after the buyer is already living there. Ask any agent proposing this arrangement how they have handled at least one before, not just whether they know the term.

Joel Dyck involves a lawyer in any early possession request from the first conversation, not after the fact. Get your hand-reviewed valuation from Joel Dyck.

Get your hand-reviewed valuation from Joel Dyck.

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