A homeowner weighing a property tax appeal to the Board of Revision, planning for retirement, or simply curious about equity for an eventual move can get a valuation without listing anything. Public records and online estimates cannot see renovations done without a permit, so a homeowner relying on those numbers alone may be working from a figure that is wrong in either direction.
There is no obligation attached to asking. A homeowner who is years away from a decision benefits from an accurate starting number just as much as one who is selling next month, since planning around a wrong number costs more than getting the real one early.
Get your hand-reviewed valuation from Joel Dyck.