Joel DyckReal Broker SK Ltd.
Saskatoon · From the topic map

Do I pay tax when I sell an inherited house?

Possibly, depending on the property's value at the date of death versus what it sells for. Canada does not have an inheritance tax, but an inherited property that is not your own principal residence is subject to capital gains tax on half the gain at your marginal rate, administered by the Canada Revenue Agency.

The gain is measured from the property's fair market value on the date of death, sometimes called the deemed disposition, not from what the original owner originally paid for it, and only 50 percent of that gain is taxable, so a proper date-of-death valuation matters for calculating any tax owed.

If you moved into the inherited home and it became your principal residence before selling, only the portion of the gain from the date of death to when it became your principal residence is generally taxable, which makes the timeline of your own occupancy relevant too.

This is general information, not tax advice, and an accountant should confirm the numbers for your specific estate. Get your hand-reviewed valuation from Joel Dyck.

Get your hand-reviewed valuation from Joel Dyck.

Still have a question?

Ask Joel directly. No form, no obligation, and a real answer even when the answer is that now is not the time to sell.