A seller can offer a credit toward specific costs as a negotiated term of the offer, and this happens more often in a softer market than a competitive one, but it is a negotiation point, not a standard feature of a Saskatchewan purchase contract.
The one cost that is genuinely built into financing is the provincial sales tax on your mortgage insurance premium if your down payment is under 20 percent, since Saskatchewan charges PST on that premium and most lenders add it to the insured loan amount rather than collecting it separately.
Legal fees of $800 to $1,500 and a home inspection of $400 to $600 are two of the costs that should be budgeted in cash rather than assumed into the mortgage. Get your hand-reviewed valuation from Joel Dyck.