Joel DyckReal Broker SK Ltd.
Saskatoon · From the topic map

Are you a lawyer or financial advisor?

No. A REALTOR® licensed in Saskatchewan is regulated by the Saskatchewan Real Estate Commission to trade in real estate, not to give legal or financial advice, so title questions go to a lawyer and mortgage or tax questions go to a financial advisor or accountant.

The Saskatchewan Real Estate Commission licenses and disciplines real estate professionals and keeps them inside that lane, which is why a good agent routes you to a lawyer for anything touching title, contracts or estates, rather than answering it themselves.

Where an agent can help is pointing you toward the right specialist to ask: a financial advisor can walk you through CMHC's lending guidelines, roughly 39 percent of gross income on housing costs and 44 percent on total debt, before you even start looking.

Joel Dyck works alongside your lawyer and your lender rather than replacing either one, and will tell you plainly when a question is outside his lane. Get your hand-reviewed valuation from Joel Dyck.

Get your hand-reviewed valuation from Joel Dyck.

Still have a question?

Ask Joel directly. No form, no obligation, and a real answer even when the answer is that now is not the time to sell.