A mortgage pre-approval and full underwriting against CMHC's guideline ratios is the normal path for a Saskatoon buyer, and a financing condition written into the purchase contract is standard practice precisely because most offers depend on a lender approving the deal.
Cash purchases happen, but they cluster in specific situations rather than making up the general market, an investor buying at scale, a family covering the full price from the proceeds of another sale, or a seller who needs certainty over price.
For a seller, knowing whether you are more likely to attract a financed or a cash buyer changes how you price and market the home. Get your hand-reviewed valuation from Joel Dyck.